Types of Aid
Scholarships
The SBCC Financial Aid Office offers scholarships to high school seniors and current
SBCC students. Scholarships are awarded on academic achievement, community involvement
or extra curricular activities and/or financial need. Gifts and endowments from private
individuals, corporations, community organizations, and other foundations fund scholarships.
Private scholarships are derived from a variety of organizations that provide scholarship
opportunities to students. Please contact the scholarship coordinator, Ivena Sakelarieva,
via email at igsakelariev@pipeline.sbcc.edu in the SBCC Financial Aid Office for more information.
Board of Governor's Fee Waiver (BOGW)
The BOGW waives enrollment fees to qualifying students who are California residents.
To qualify, you must meet the following income requirements or other eligibility criteria
outlined on the application. To apply Download the Application. Submit completed application to the Financial Aid Office.
2016-2017 2017-2018
Family Size |
Year 2015 Income |
Year 2015 Income |
1 |
$17,655 |
$17,820 |
2 |
$23,895 |
$24,030 |
3 |
$30,135 |
$30,240 |
4 |
$36,375 |
$36,450 |
5 |
$42,615 |
$42,660 |
Each Member |
+$6,240 |
$6,240 |
Federal Work Study
If a student is offered Federal Work Study as part of his/her financial aid package,
the SBCC Financial Aid Office will help students find a part-time job on or off campus.
If possible, students will be placed in work related to his/her studies or career
plans, or in community service. A student can work up to 19.5 hours per week and earn
up to $3,000 per semester. A student will generally earn between $10.00 and $15.00
per hour and be paid once per month.
Federal Pell Grants
Pell Grants are awarded solely on demonstrated financial need to every eligible undergraduate
student who hasn't already earned a bachelor's degree or professional degree. Pell
Grants do not need to be repaid. They can be used for tuition, fees, and living expenses.
A student can even receive a Pell Grant if he/she is attending college less than half
time.
Federal Supplemental Educational Opportunity Grants (SEOG)
The SBCC Financial Aid Office awards these grants to undergraduate students who have
exceptional financial need, with priority given to Pell Grant recipients. Unlike Pell
Grants, there's no guarantee every eligible student will receive one. In addition,
funds are limited. These grants don't need to be paid back.
Cal Grants
Cal Grants are awarded on demonstrated financial need and academic achievement as
measured by a GPA to undergraduate students who haven't already earned a bachelor's
degree or professional degree. Cal Grants don't need to be repaid. They can be used
for tuition, fees, and living expenses. Contact the California Student Aid Commission
at 1-888-224-7268 or visit their website for more information regarding deadlines and availability of funds.
If you receive a Cal Grant A but decide to attend a California Community College first, your award will be held in reserve for up to three years until you transfer to a four-year college. Be sure to inform the California Student Aid Commission of any address changes during this time. When you’re ready to transfer, be sure to notify the Commission so that your Cal Grant eligibility can be re-evaluated. Also, let your new college know that you have a Cal Grant A Reserve Grant.
If you receive a Cal Grant B, you can use your $1,672 living allowance to help pay for books and other community college costs. (If you do, however, keep in mind that you’ll be using up Cal Grant eligibility that you may instead want to save if you’re planning to transfer to a four-year college.)
If you’re pursuing a career or technical education, you can use your Cal Grant C award to pay for books and supplies at a community college.
If you didn’t receive a Cal Grant for community college, you may qualify for a Cal Grant Transfer Entitlement award to attend a four-year college.
Federal Direct Loans
There are two types of Direct Loans: subsidized, for which the government pays the
interest while the student is in college; and unsubsidized, for which the student
is responsible for paying all the interest on the loan, during college and after.
A student can receive both types of loans at the same time.
For Direct subsidized loans first disbursed on or after July 1, 2017 and before July 1, 2018, the fixed interest rate is 4.45%. Direct unsubsidized loans have a fixed interest rate at 4.45%. After graduating, leaving school, or enrolling less than half time, a student will have a six month "grace period" before the first loan payment is due. All student loans must be paid back with interest. Typically a student will have 10 years to repay the loan.
For detail information on subsidized and unsubsidized loans go to Loans for students
Federal PLUS Loans for Parents
With PLUS Loans, a student's parents or stepparents may borrow up to the total cost
of a student's education, minus any other aid that the student receives. PLUS loans
are not based on a student's family's income or assets and are only for undergraduate
study.
The current interest rate is fixed at 7.0%. Interest is charged from the date loan funds are first disbursed until the loan is repaid in full. Generally repayment starts within 60 days of the loan's final disbursement for the school year, so a student's parents may be repaying both the loan and the interest while the student is still in college. The parent may apply for a deferment based on the student's half-time enrollment which will defer payments until six months after the dependent student on whose behalf the parent borrowed ceases to be enrolled on at least a half-time basis. PLUS loan deferments based on student enrollment must be applied for by the parent.