Medical Insurance

Here is a detailed outline of the school-endorsed mandatory insurance plan:

The Basics

Each semester you attend SBCC, you will be covered by a school-endorsed medical insurance plan for international students.   

We will enroll you in the plan and add the insurance fee to your SBCC account when you register for classes. This insurance is required and cannot be waived for any reason.

Coverage Dates & Cost

Fall Semester: August 1 - December 31  ($750)

Spring Semester: January 1 - May 31  ($750)

Summer Session: June 30 - August 10 ($143)

**Dates, fees and coverage are subject to change each year.**

What does it pay for?

Your insurance covers most of the costs of medical treatment.


  • Doctor visits
  • Emergency expenses
  • Surgery
  • Physical therapy, chiropractic, acupuncture
  • Prescription medications 
  • Tests, lab services, X-rays, blood draws
  • Treatment for behavioral and mental health
  • Women’s health examinations


  • Dental or vision care (except to repair injury or treat an illness up to $500 (subject to change each year)


  • If your F-1 visa status is terminated
  • If you withdraw or transfer 

What do you pay for?

  • The cost of the insurance plan. 
  • A $20 copay when you go to an "in-network" doctor’s office or urgent care center. We will give you a list when you check in for Welcome Week.
  • A $50 copay when you visit a hospital.
  • $100 copay if you go to the emergency room (waived if you are admitted to hospital) 
  • 20% of the cost of prescription medication (you must pay in full at the time of pickup and then send a claim for 80% reimbursement) 
  • Out-of-network coinsurance if you don’t use an in-network provider 
  • Full amount for any services not covered by insurance
  • Depending on what happens at the doctor’s office, you may be charged some additional fees. 
    • For example, if you need an x-ray or a lab test, you will have to pay the copay. 

All students pay an $18 "health fee" with their tuition each semester for the campus Health Office where you can see a doctor or nurse, personal counselors, receive over-the-counter medicines for no additional fee.

How to Use Your Insurance

We'll give you step-by-step instructions when you check-in for Welcome Week at the International Office.

Dental & Vision Care

Dental and vision care is not covered by your insurance plan (unless you need care for an illness or injury). Dental & Vision plans are available upon request for an additional fee. For most students, it is more cost-effective to receive dental and vision care in their home country.